A credit score is the rating attributed to you, depending on how you manage and repay your debt and finances. It falls in the range of 300 – 900, and the higher your credit score, the better your credibility.
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Apply Today and Drive Away!
$1800/month income required
Get Guaranteed Auto Loans in Canada from the Most Reliable Source
Having trouble getting an auto loan in Canada? Let us help you remove all the hurdles when applying for an auto loan.
At JourneyApproved, we understand that applying for an auto loan seems impossible sometimes after too much effort. That’s why we want to help you with the process for an auto loan regardless of your credit history to offer you the 99.9% guaranteed auto loan.
All you need to do is follow a simple 3-step procedure:
Complete the Application
Complete an online application with your contact details and hit submit.
Get Approved
We shop different lenders in Canada, who will make their best offers to you.
Get Your Dream Car
Select the best auto loan, complete the paperwork, and grab your car keys!
Build Better Credit
Keep the momentum going! After you drive away, learn exactly what builds strong credit and watch your score climb with every on-time payment.
Complete the Application
Wondering where to start? If you need a car today we can help you get started on your Journey.
Key Benefits:
- 99% Approval Rate
- Flexible Loan Terms Available
- Quick Funding in as Little as 24 Hours
Find the Option for Your Needs.
Get Approved
We get starting working with our internal Finance Specialists right away to get you the best deal! While guaranteed car loans don’t require a credit check, there are several criteria you still have to meet. When applying for guaranteed car loans in Canada, ensure you fulfill the following requirements:
Requirements:
- Minimum 21 Years Old
- Proof of Canadian Address, Recent Pay, and Income
- Valid Government ID and Supporting Documentation
- A Down Payment toward some of your Loan (fixed amount/%)
Find the Option for Your Needs.
Get Your Dream Car
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Find the Perfect FD Option for Your Needs.
Build Better Credit
Key Benefits:
- Free credit tips tailored to Canada
- Track how your new loan boosts your score
- Unlock lower rates on future purchases
Faq’s
Questions & Answers
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01What is a Credit Score?
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02How can I check or correct my credit rating?
Several sites and online platforms provide free access to check your credit rating at least once a month. There are also sites through which you can file for a correction or change in your credit score if it has not been updated correctly.
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03Am I eligible for a car loan by JourneyApproval?
The eligibility criteria to apply for a car loan by Journeyapproved is: •You should be 21 years old •You should have an address in Canada and a valid Driving License •You should have a stable job, with a minimum three month-tenure and a minimum earning of CAD 1,800 or more
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04How much should my monthly installment towards my car loan be in Canada?
The monthly payment you make towards your car loan should not exceed 10% of your income. For example, if you earn CAD 90000 a year, you should buy a car within CAD 9000 (10% of 90000). So, your monthly installment should be 9000/12 = CAD 750
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05How do I finance my car with JourneyApproval?
To finance your car with JourneyApproved, you must submit a credit application. This will be shared with multiple car loan providers, and based on the requirements and your eligibility, you will start getting offers if the application gets approved. JourneyApproval also helps you consider the best auto loan option and vehicle according to your budget and approval.
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